# Service description
# AML Self declaration
AML Self declaration is a turnkey solution for the real estate sector designed to provide a fully digital, AML declaration for real estate transactions. The solution integrates with real estate ERP systems and combines BankID AML check with Signicat’s electronic signing functionality for a streamlined, fully paperless compliance workflow.
How the AML Self declaration works: A declaration is initiated from the ERP system, which sends a request (SMS/email) to the buyer/seller to fill in AML declaration form. A completed declaration is signed electronically using BankID, and based on the signer’s national ID number, PEP and sanctions lists are checked automatically. A full overview of self declaration check requests and status is available in the EPR system.
Signicat AML Self declaration consists of the following main solution components:
|Signicat AML Self declaration REST API||Signicat AML Self Declaration REST API is the main service that combines all this services and creates a flow for the case handler and the end user.|
|Vitec AML SD Integration||Vitec AML SD Integration is the integrations interface for the service, where the broker can create the case directly and pre-populate with information from the ERP System.|
|Signicat Sign REST API||AML Self declaration consumes the SIGN API to sign the self-declaration and to withdraw the National ID and trigger a check towards BankID AML endpoint.|
|Vipps BankID AML||Signicat AML Self declaration are using Vipps BankID AML as a underlying service to complement the self-declaration with information from the authorities population registry and to check towards common PEP and Sanction lists. (Its required to enter an agreement together with Vipps to access this.)|